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Light of Your Dreams

Aapka sona, aapke sapno ki raah

Chand Gold Loan brings you instant cash against your gold — at the lowest interest rates, with a complete safety guarantee.

800+Branches Nationwide
12 StatesPresence Across India
3 Lakh+Customers Served
Gold jewellery

Why Choose Chand Gold Loan?

Behind every shining moment, a trusted partner.

Gold Safety, Dreams Fulfilled

Lowest Interest Rates

Interest starting at just 0.85% per month — one of the most competitive rates in the market.

10-Minute Disbursal

Cash goes straight to your account or hand immediately after verification.

100% Insured Gold

Your gold stays fully insured in tamper-proof vaults with 24x7 CCTV surveillance.

Flexible Repayment

Bullet repayment, EMI, or interest-only — choose the scheme that suits you best.

Our Products

The right financial solution for every need.

Gold Loan

Get instant funds against your gold in just 10 minutes.

Loans up to ₹25L
Gold Loan

MSME Loan

Grow your business with flexible funding.

Loans up to ₹1Cr
MSME Loan

Home Loan

Build or buy your home with easy EMIs.

Loans up to ₹1Cr
Home Loan

Loan Against Property

Unlock funds against your property.

Loans up to ₹75L
Loan Against Property

Construction Finance

Customised funding for large construction projects.

Flexible Financing
Construction Finance

Calculate Your Gold Loan

Enter your gold's purity and weight to instantly know your eligible loan amount.

Gold Purity
*Range: 1 to 1000 grams
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₹0 Eligible Loan Amount
Ornament Value₹0
Eligible Loan (75% LTV)₹0

What Our Customers Say

Real stories, real trust.

"

I got my loan in just 15 minutes during an emergency, without any hassle.

Meena Devi
Shop Owner, Kanpur
"

I got the best interest rate in the market, and the staff was very supportive.

Ravi Prajapati
Farmer, Indore
"

My gold stayed safe and the documentation was clear — a completely stress-free experience.

Sunita Sharma
Teacher, Lucknow

Got Questions?

We're here to help.

What documents are required to get a gold loan?â–¾

An Aadhaar Card, PAN Card, and one address proof are enough to apply.

How long does loan approval take?â–¾

At most branches, disbursal happens within 10–15 minutes right after verification.

Will my gold stay safe?â–¾

Yes, your gold stays 100% insured and is stored in tamper-proof vaults with 24x7 CCTV.

Ready to make your dreams come true?

Apply today and get instant cash against your gold.

Apply for Gold Loan